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Which Documents & Info You Need?

Make smoother your Mortgage Application

To speed up and make the process of your Mortgage Application smoother, in addition to the form you have already submitted on the Piccadilly Portal, please make sure to provide all the following information and documents (in the correct format).
Use our “messaging system” and “document section” on the Piccadilly Portal, to share additional information and documents with us.

 

Information

 

1) Date of Arrival in Ireland (if not Irish).

2) Address History (all the addresses you lived for the last 3 years) for example:

a) Address 1: 01.01.2023 to current | Company Name | Company Address

b) Address 2: 01.01.2015 to 31.12.2022 | Company Name | Company Address

c) Address x: ………

3) Employment History (all the jobs you had in the last 3 years), for example:

a) Job 1: 01.01.2023 to current | Company Name | Company Address

b) Job 2: 01.01.2015 to 31.12.2022 | Company Name | Company Address

c) Job x: ………

4) Rent (if any, specify the exact amount, payment date and from which bank account is paid).

5) Consents – All the Applicants have to login at least once and give all the consents and preferences in order we can start processing the application.

 

 

Documents

 

6) Credit Report document of the last country where you lived (if you moved to Ireland less that 3 years ago). If not in English, please provide original and translated version (use Google Machine Translator). Example of financial institution that can provide this document: Turkey, India)

7) Copy of Passport (to include the image page, the page facing the image page, to be signed, to include all 4 corners and security codes). Please check this document for more details. Please note that Non-Irish citizens cannot use a driving licence in place of a passport.

8) Copy of GNIB visa card (front and back), if applicable.

9) Copy of Marriage Certificate. If not in English, please provide original and translated version (use Google Machine Translator).

10) Utility Bill – Most Recent with your name and current address (if available).

11) Current Account Bank Statements – Most recent 6 months (including Revolut and N26) for Irish and Non-Irish. If not in English, please provide original and translated version (use Google Machine Translator).

12) Saving Account Bank Statements – Most recent 6 months (including Revolut and N26) for Irish and Non-Irish. If not in English, please provide original and translated version (use Google Machine Translator).

13) Credit Card Bank Statements (if any) – Most recent 6 months (including Revolut and N26) for Irish and Non-Irish. If not in English, please provide original and translated version (use Google Machine Translator).

14) Loan Accounts Bank Statements (if any) – Most recent 12 months for any that you have (car, personal, credit union etc.). If not in English, please provide original and translated version (use Google Machine Translator).

15) Stocks/Shares/Investments/Crypto Account Statements (if any) Most recent 12 months. If not in English, please provide original and translated version (use Google Machine Translator).

16) Payslips – Most recent 3 months.

17) Help to Buy Scheme – Confirmation of your eligibility amount, if available/availing of it.

18) Gift Evidence – Completed, signed, dated by your donor (if applicable). Please download and use our template.

19) Booking Deposit – Receipt of the payment made to reserve the house you want to mortgage (if you already found a property).

 

If you are PAYE

 

20) EDSs (EDS = Employment Detail Summary which available from your online Revenue account) – Last 3 Years (or the available years – e. 2024, 2023 and 2022). Each applicant must have one with his/her name (no spouse).

21) Salary Certificate – Completed, signed, dated and stamped by your employer. Please download and use our template.

 

 

If you are SELF-EMPLOYED

 

22) Financial Statements (Year-End Company Accounts) – Most recent 2 years.

23) Chapter 4s – Last 2.

24) Form 11s – Last 2.

25) Accountant Confirmation that your personal and business tax affairs are up to date OR Tax Clearance Certificate.

26) Business Account Bank Statements – Most recent 6 months.

27) Business Loan Account Bank Statements (if any) – Most recent 12 months for any that you have (car, personal, credit union etc.). If not in English, please provide original and translated version (use Google Machine Translator).

 

 

If you are NOT WORKING

 

28) Confirmation of your PPSN – Letter from a Government Body with your name, PPSN and Address will suffice.