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Let us be your Mortgage Advocate.
We'll do the legwork, so you don't have to.

We are highly experienced in providing specialist mortgage advice to our clients across Ireland and to our clients who wish to make Ireland their new home.

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THE PICCADILLY PLEDGE

One size doesn’t fit all.

Each client has different needs.

We bring a new way of doing things to the Irish Mortgage Market.

@ Piccadilly Mortgages we pledge to be your mortgage advocate. We work with each bank that we deal with on your behalf to negotiate the most suitable terms on your new mortgage. The most suitable terms could be who will offer you the most competitive interest rate; who will offer you the highest mortgage amount; or who will allow you to retain an existing mortgage while taking out your new mortgage – each bank has something different to offer.

It is our job to ask you the right questions and to listen to you in order to understand what your mortgage needs are, and we’ll be with you throughout the whole process – from application stage until you collect the keys to your new home.

77 Camden Street Lower, Dublin | D02XE80

Guorgis Ishak

2 September 2026

The team at Picadilly Mortgages, led by Tracy, did an amazing job making the entire process of purchasing our new home as smooth and efficient as possible. Their support, communication, and professionalism throughout the process were exceptional. Couldn’t be happier with the service and would highly recommend them!

Shane Loftus

21 August 2026

Piccadilly Mortgages (specifically our point of contact Tracy) were excellent throughout our mortgage process. They guided us every step of the way and answered any queries we had promptly. I especially liked Piccadilly's online portal, where we could upload all required documents directly, compared to other brokers in the past where documents had to be emailed back and fourth. I would have no hesitation in recommending Piccadilly Mortgages to anyone, and especially if you are a contract worker.

Nyasha Makawa

18 August 2026

As a first-time buyer, I couldn’t have asked for a better experience with Piccadilly Mortgages. From start to finish, the process was handled professionally, efficiently and with genuine care. A special thank you to Tracy, who was absolutely fantastic throughout the entire journey. She was always responsive, kept me updated and took the time to explain each stage clearly. Buying a home for the first time can be overwhelming, but Tracy’s knowledge, patience and support made the whole experience so much easier to navigate. I would highly recommend Piccadilly Mortgages, especially to anyone buying their first home. Thank you again, Tracy, for all your help and support. I’ll definitely be recommending Piccadilly Mortgages to friends and family!

Koray Çırak

5 August 2026

⭐⭐⭐⭐⭐ We had an outstanding experience working with Tracy throughout our mortgage application and home-buying journey. From the very beginning, Tracy was incredibly professional, knowledgeable, and responsive. She guided us through every step of what turned out to be a complex process, always explaining everything clearly and making sure we understood our options. Our case involved several challenges, including changing lenders, additional documentation requests, gift declarations from overseas, and delays with our IRP renewals. Tracy handled everything with patience and expertise, consistently following up with the bank on our behalf and keeping us informed of every development. She was always available to answer our questions and provided practical advice whenever we needed it. What impressed us most was how proactive and dedicated she was. We always felt that she genuinely cared about helping us achieve the best possible outcome, and thanks to her hard work we secured a Bank of Ireland mortgage that suited our needs. We are truly grateful for all of Tracy's support, professionalism, and commitment throughout this process. We would highly recommend her to anyone looking for a knowledgeable, reliable, and supportive mortgage broker. Thank you, Tracy, for everything!

Emina Mameledzija

22 July 2026

Piccadilly Mortgages deserve their 5* reviews! Tracy was incredible. She went above and beyond to support our first mortgage journey. She was always on top of things, incredibly responsive, helpful, and always kind. I recommend her wholeheartedly.

Oyedemilade Adesida

7 July 2026

We had an excellent experience with Piccadilly Mortgages throughout our home-buying journey. Tracy was especially helpful, professional, knowledgeable, and always available to answer our questions. She kept us informed every step of the way and made what could have been a stressful process feel straightforward and manageable. We truly appreciate all the support from Tracy and the team and would highly recommend Piccadilly Mortgages to anyone looking for a reliable and stress-free mortgage experience.

Bincy Antony

22 June 2026

I honestly never imagined that I would be able to secure and complete a mortgage so smoothly. I was expecting a lot of obstacles, but thanks to Tracy's support and expertise, everything went through without any issues. I would highly recommend Piccadilly Mortgages to anyone looking for help with their mortgage. The service was outstanding from start to finish.

Aviad Faran

29 May 2026

I cannot recommend Tracy at Piccadilly Mortgage highly enough! Throughout our entire process, Tracy was incredibly patient and professional, taking the time to explain every option available to us in great detail. What truly sets Tracy apart is their ability to deliver results under pressure. Not once, but twice, they managed to secure us excellent loan offers despite our very unusual circumstances and starting positions. Even with those challenges, Tracy successfully negotiated the best interest rate available in the market today. If you are looking for someone who is knowledgeable, dedicated, and capable of finding solutions where others might not, Tracy is the person to call.

Thomas Degeiter

29 May 2026

As non-natives, Tracy's help was crucial navigating the mortgage approval processes and her help and responsiveness have been invaluable. I highly recommend Piccadilly services

Chris and Meabh

21 May 2026

We cannot recommend Tracy highly enough. She was a complete professional from the beginning to the end of our (unfortunately tedious) mortgage process, and she was crucial in us making it into our new home. Tracy was super responsive and accessible, and was great at explaining our options to us and advocating on our behalf to our lender. Thanks again to Tracy and the team!

Brian Kennedy

11 May 2026

Tracy as a pleasure to deal with. Very helpful from start to finish.

Sachin Srivastava

6 May 2026

Really a Wonderful Journey with Piccadilly Mortgages !! Excellent experience with Tracy at Piccadilly. She is an amazing mortgage broker. She helped us secure our new home and was always available to answer our questions. Her support was invaluable. Thanks a lot to her hard work, our funds were issued without any delays. Very professional, responsive, and a pleasure to work with. Highly recommend her services to anyone looking for a mortgage in Ireland.

Sarah

9 April 2026

Had a very informative phone call with this mortgage brokers. Very tailored to my needs, answered my many questions and gave some great advice on planning for a mortgage. Thank you so much ❤️

parminder kaur

2 April 2026

Thanks Tracy O'Sullivan she is very good 👍

Burakhan Sivri

13 March 2026

I had a great experience with Piccadilly Mortgages. My mortgage journey took about a year and a half, and throughout the entire process Tracy was incredibly supportive, patient, and professional. She guided me through every step, answered all my questions, and helped me navigate what can sometimes be a complicated process. Thanks to Tracy and the team at Piccadilly Mortgages, I was able to secure my home. I would highly recommend them to anyone looking for a reliable and supportive mortgage broker.

ziya topcu

4 March 2026

Had a really great experience with Piccadilly Mortgages. They were super responsive throughout the whole process and always quick to get back to me whenever I had questions. Would definitely recommend them.

Seda Arık

23 January 2026

Don't think twice. I cannot recommend Tracy and Piccadilly enough. Tracy is the Professor of the mortgage world. You cannot believe how much it will make your life easier to use Tracy's services. It will significantly reduce the amount of time you will need to deal with banks and all the required documents. Tracy is always accessible, helpful, kind, great attitude, professional. I also used their services for the mortgage insurance which was so quick and seemless. Thank you for everything!!!

Kathryn o'halloran

21 January 2026

Tracy from Piccadilly Mortgages took us on an amazing journey - what we thought was impossible became possible. As a PAYE and sole trader couple, we expected obstacles with lending institutions, but we experienced none of those perceived challenges thanks to Tracy’s expert advice and clear direction. To top it all off, she negotiated an excellent interest rate when we were ready to buy. We highly recommend Piccadilly Mortgages. You will not be disappointed. Thank you, Tracy.

Wilfree Mutsiwegota

19 January 2026

Tracy O’Sullivan at Piccadilly Mortgages is absolutely amazing! She was instrumental in helping us secure our mortgage and our new home. Her patience, communication, and expertise are second to none. She was a true God sent during what can be a stressful process where we were almost giving up, but she made it happen and we are so grateful for all the hard work she put in for us. We highly recommend her services to anyone in need of a mortgage!

Duygu Kabakci

14 January 2026

Many thanks to Tracy—she helped us arrange everything related to the mortgage, survey, insurance etc., and kept us informed at every step. She was highly responsive, efficient, and professional. I would definitely recommend her to anyone buying a property.

Eyüp ÜNSAL

11 January 2026

Hi all the mortgage was a very strong and long way for us but it going start to easily after getting an advisor from Piccadilly. On end of long marathon we get our warm home. Many thanks for support Piccadilly Mortgages.

Mario Perez-Calvo

9 January 2026

Tracy was very supportive and understanding throughout the whole process. We were a Spanish couple moved to Dublin and 1st time buyers... we had plenty of guidance and support. Recommend it 100%

Kenneth G

1 January 2026

Tracy was recommended to me by several friends and family members, and I can honestly say I was extremely satisfied with her service. Her professionalism, support, and quick responses made the entire mortgage process incredibly straightforward. She truly took the stress out of everything and went above and beyond to help me secure my mortgage. As a first-time buyer, Tracy guided me through every step of the process, clearly explained all my options, and made sure I got the best rate possible. She was always just a message or call away and made what could have been a stressful experience feel easy and manageable. I’m extremely grateful for all of Tracy’s help and support and would highly recommend Tracy and Piccadilly Mortgages to anyone looking for a reliable and knowledgeable mortgage broker. Thank you, Tracy!

YAGMUR BESHER

15 December 2025

the best for the mortgage journey! We owe you so much!!! thanks for everything!

Karen Kenny

8 December 2025

I'd a great experience working with Tracy and her team on my mortgage. She was very efficient and responsive throughout the process and I felt I was in very safe hands. Would absolutely recommend!

litty t mathew

5 December 2025

We had a very good experience with Piccadilly mortgages. Tracy helped us a lot throughout the process starting from application stage to choosing best suitable bank for us till drawdown of loan. We highly recommend them for mortgage advices.

Manish Pabreja

21 November 2025

Great Service, Very helpful and supportive. Tracy is amazing.She is very helpful and supportive. I have switch over my Mortgage twice and she always find the best rate for us . I have no words for her ....one of the best Thanks Tracy we are delighted to have our mortgage switch over from you

Rachel Power

21 November 2025

Amazing service. Tracy made the experience absolutely seamless. She is so professional and patient, could not recommend her enough!

Cagacan Deger

10 November 2025

I worked with them (Tracy specifically) to get my mortgage sorted. She was very helpful, clear and precise. Highly recommend that you work with them. I will definitely go back once my current fixed term is over and look into switching with their guidance.

Siobhan Chadwick

30 October 2025

Cannot recommend highly enough. Tracy was just phenomenal through the entire process. We had some bumps in the road along the way with a difficult house purchase and Tracy was always there with quick and thorough responses to ease or concerns and help us understand the next steps.

smeeta prisanth

17 October 2025

Excellent service and guidance for mortgage especially for first time home buyers like us. Very customer friendly and crystal clear guidance. Trachy is phenomenal and extremely expertize professional person. Excellent guidance on all step till we get possession . Highly recommended ..All the best for your future endeavors and a special thank from us for being there everytime on each step to get our dream house.

Feby Simon

17 October 2025

Our experience with Piccadilly mortgages was amazing. Especially our broker Tracy was our greatest support in the journey of buying a house. She cleared all our doubts and guided us very well in all the steps. Overall a smooth experience

Aisa Quintela

16 October 2025

Since day 1, Tracy has been there to guide and help us through the process. The journey has been tough for us but because of Piccadilly we made it through until we have the keys of our new house, and even until now, unending support from them. They made the process smooth and easy. Thanks Piccadilly, Highly recommended! 💯👍👍👍

A N R folders

16 October 2025

A Heartfelt Thank You to Tracy and the Piccadilly Team From the very beginning, Tracy and her wonderful Piccadilly Team have been an absolute blessing to us. Their patience, professionalism, and kindness made the entire journey of buying our new home truly enjoyable. They took the time to understand our needs and guided us every step of the way with care and reassurance. Even when we changed our minds midway and decided to book a different home, Tracy handled the transition seamlessly. She coordinated everything—from dealing with the bank and amending our loan offer, to offering sound advice and making sure every detail was in order. The process that could have been stressful felt smooth and well-supported thanks to her expertise. We are deeply grateful for all the guidance we received around AIP, insurance, legal advice, documentation, and final loan approval. Tracy and her team were always just a call away, ready to answer every question with patience and clarity. Because of them, our dream home has become a reality. Thank you, Tracy and the entire Piccadilly Team, for your exceptional support and dedication. Highly recomnend Piccadilly Mortgages. — Anthony & Marlene Rodgers

Merve Bilgic

16 October 2025

We just completed our mortgage and moved into our new home! 🏡 Huge thanks to Tracy O’Sullivan and the Piccadilly Team for making the process smooth and stress-free. Their support and guidance were amazing – highly recommend!

Saurabh Kadam

16 October 2025

Working with Tracy from Piccadilly was an absolute pleasure from start to finish! She guided us through every step of the mortgage process with professionalism, patience, and genuine care. Whenever we had a question or doubt, Tracy was always there — quick to respond, clear in her explanations, and incredibly supportive. She made what could have been a stressful process feel smooth and easy. We truly appreciate all her help, dedication, and expertise. If you’re looking for a knowledgeable, trustworthy, and reliable mortgage broker, we highly recommend Tracy! She’s simply the best in the business.

Conor H

15 October 2025

Highly recommend Piccadilly Mortgages for anyone looking for a mortgage. I got mine through Tracy and she's always available for a call or to answer any queries that you might have.

Esen Aytan Tutaysalgır

23 August 2025

Tracy was professional, helpful, and always quick to respond. She guided us through every step of our mortgage process and made everything easy to understand. Highly recommend!

Mücahit Aydın

29 July 2025

Tracy was absolutely fantastic throughout our mortgage journey. She was always patient, supportive, and incredibly responsive — even during stressful moments. Her guidance made everything much easier to manage. We’re so grateful for her help and would highly recommend her to anyone going through the process. Thank you, Tracy!

Jyothy Joseph

21 July 2025

⭐⭐⭐⭐⭐ We were truly lucky to have Tracy O’Sullivan as our mortgage advisor. From day one, she was supportive, professional, and always approachable. Tracy made the entire process smooth and stress-free with her clear guidance, quick responses, and genuine care. Her knowledge and dedication gave us so much confidence, and we always felt we were in safe hands. Tracy went above and beyond, and we’re forever grateful for her help in making our dream home a reality. Highly recommended — she’s simply the best!

9 April 2025

We feel incredibly lucky to have worked with Tracy throughout our mortgage journey. She was recommended to us by three different friends — and now we understand exactly why. From start to finish, Tracy was an absolute professional: incredibly knowledgeable, responsive, and proactive at every step. She made what could have been a very stressful process feel smooth and manageable. Her speed and attention to detail were outstanding, and she was always just a quick email or call away whenever we had a question or concern. Thanks to her guidance and support, we always felt in safe hands. We can’t recommend her highly enough and are so grateful for everything she’s done to help us secure our new home.

Katie McGuinness

21 February 2025

Tracy was exceptional! As first-time buyers, we were initially overwhelmed, but Tracy's expertise and support made the entire mortgage process seamless. She was incredibly responsive, patiently answered all our questions, and expertly guided us from document collection through to closing. We highly recommend Picadilly Mortgages!

gaurav gupta

27 January 2025

Tracy and her team is absolutely amazing throughout the entire process, helping me find the best lending options tailored to my needs. They were always on hand to assist with everything—whether it was sorting out issues with solicitors, banks, or builders, they handled it all seamlessly. What impressed me the most was how responsive and approachable they were—just a quick message away, and they’d promptly step in to resolve any concerns. Their professionalism, expertise, and genuine care made what could have been a stressful experience so much smoother. Thank you for going above and beyond! If you’re looking for a trustworthy team to guide you through the mortgage process, this is the team to choose.

Blessing Adama

24 January 2025

Tracey was exceptionally helpful to my husband and I in the purchase of our new home. As first time buyers, she really made the wholes process less cumbersome and very seamless .She guided us step by step all through the whole process, from gathering necessary documents, mortgage applications, seeking for house and finally going sale completed. She was always available for phone calls and usually few seconds away from responding to her emails. We give her a 101% and highly recommend Piccadilly Mortgages.

Hazel Ward

11 January 2025

I would recommend Tracy and her team to anyone. Tracy was such a help to myself and my partner when we purchased our first home. Absolutely excellent service

Shauna Sweeney

11 January 2025

Tracy was a pleasure to deal with and answered all our questions. She made the whole process extremely simple and took care of all the detail in a very prompt and friendly manner. We couldn't have done it without her. Would 100% recommend and we will be using her services again for anything else we need in the future.

Jason o callaghan

9 January 2025

We’ve had the pleasure of working with Tracy and her team over the past couple of years, and we cannot recommend them highly enough. Tracy has been a brilliant advisor throughout, offering not only unbiased advice but also demonstrating vast experience that has been invaluable in guiding us through the complexities of mortgages, financing options, and even future planning. One of the standout aspects of working with Tracy was her responsiveness. She was always quick to reply, no matter the query, and displayed immense patience as we navigated periods of uncertainty about our next steps. She ensured we felt supported and informed at every stage. When it came to choosing a mortgage provider, Tracy presented us with all the options from leading banks in Ireland, making the process clear and straightforward. Her expertise and thorough approach gave us complete confidence in the decisions we made. We highly recommend Tracy and her team. They made what could have been a stressful process feel manageable and straightforward. Thank you, Tracy, for your support and expertise!

Karen Keane

7 January 2025

Cannot speak highly enough of Tracy and her team. They made the whole process of buying a a house stress free! Tracy was always on hand with advice and guidance on every step of the mortgage process and when we went sale agreed. We could not recommend Piccadilly Mortgages more.

Aslıhan Soydemir

6 January 2025

Working with Tracy @ Piccadilly was a great experience. She and her team are professional, quick to respond, and made the whole process smooth. We’d definitely recommend them!

Neveda Sree

3 January 2025

Tracy was exceptional and was really helpful. She was always available to answer our queries. She guided us from the start to the end. Tracy’s emails were spot on and it contained set of things we need to plan ahead of time. I would highly recommend Tracy and would like to give Tracy and her team 5/5 stars 🌟 Thanks again Tracy for all your help 😊

Erika Perez

3 January 2025

Tracy of Piccadilly Mortgages is heaven sent. I am a single purchaser and was clueless of the whole procedure but she made it easy for me and helped me find the bank that will allow for my other financial obligations and give me the maximum mortgage that I needed. She is very kind, patient and woth her assistance I finally got my keys after more than 1 year of searching the very competitive market. I didn't even have to pay for anything. If you're ever in doubt, shoot them a message and you'll never regret it. Thanks Tracy!!

Tony Byrne

2 January 2025

From start to finish Tracy was amazing to deal with. It was a great experience and I would highly recommend Piccadilly. Many thanks!

Ann Marie Kelly

2 January 2025

Couldnt recommended or thank Piccadilly Mortgages enough. Tracey guided us through ever stage of the mortgage process. We applied in end of February was approved in March and in our home for October. Would highly recommend Piccadilly Mortgages to anyone looking road buy a home be it your first or fifth. We would have been completely lost only for them.

Semih Aydinli

2 January 2025

I have worked with Tracy and she has been fantastic help. She has helped me to get through different bank offerings without being involved much. Her guidance helped me to higher mortgages by managing my finances differently. Thanks to her, I am happily sitting in my first apartment here in Dublin.

Gülşen Şahin

2 January 2025

It was a pleasure to work with Tracy @ Piccadilly Mortgages for our Mortgage application. She gave us very clear information about which documents we need to provide. She was always available by phone or email. Our questions were always answered. That is why easily we had our mortgage approval. The process was very smooth without any single problem. Thank you very much! I will recommend to everyone.

Alev Ulubay

2 January 2025

Tracy is an exceptional professional to deal with. I cannot speak highly enough of her service! Delightful we chose to work with her when buying our house.

Aykut İnan YILMAZ

10 October 2024

We got our Mortgage with Tracy. She was very helpful and transparent. She made the process very clear and smooth. Her advisory was amazing. Other banks were not giving us Mortgage but she helped us about that too.

Cemre Basalp

1 October 2024

Tracy and her team was amazing. their experiences, working focused on result, completely understand customer s sources, budget and expectations.. If I hadnt had trust based relationship with Tracy,I could made a mistake to choose a unfair develepment project and still been waiting for the house..Now we are in our house,everything is on the way and I strongly advised Tracy to every person I met who plans to buy a house.

Ankit Yadav

2 September 2024

We couldn't thank Tracy enough for her excellent work. We recently worked with Tracy to secure a loan, and the experience was fantastic. She was knowledgeable, professional and made the process easy to understand. Tracy took the time to understand our needs, found options that fit perfectly, and communicated clearly throughout, making the entire experience stress-free. Thanks to her efforts, we secured a loan with excellent terms, and I highly recommend Tracy O'sullivan to anyone in need of a reliable loan broker.

Erdinc Kara

1 September 2024

I had an outstanding experience with Tracy. She was incredibly patient and answered all of my questions thoroughly, ensuring I understood every step of the process. From start to finish, she managed everything with such professionalism and care. Without her guidance, I would have been lost and might not have got the deal I needed. I highly recommend her services!

jerry sunny

30 August 2024

Absolutely wonderful experience with Tracy , She was brilliant throughout our mortgage process , . Her response for emails was detailed and quick . Strongly recommend the service

Fatma Sahin

30 August 2024

We had an outstanding experience working with Tracy and the team!They were incredibly responsive, always quick to answer our questions and guide us through each step of the mortgage process. Their expertise and dedication made what can often be a stressful experience smooth and straightforward. We felt supported and well-informed throughout, and they were always there to provide helpful advice and clear explanations. I highly recommend Piccadily for anyone looking for a knowledgeable and reliable mortgage broker. Thank you for making our home-buying journey such a positive one!

Ahmad Basirat (Ahmad Butt)

22 August 2024

Best service provider. Highly Reliable & Highly Recommended. Tracy O’Sullivan @ Piccadilly Mortgages.

rebecca o'sullivan

27 July 2024

A late review as myself and my partner are in our forever home since the start of June all thanks to the professionalism and efficiency of Tracy in Picadilly Mortgages. Tracy helped us in every step of our mortgage journey and made the process seem a little less daunting. Tracy was always at the end of the phone or an email away to help with every detail. I would not hesitate to recommend Tracy to anyone starting on their mortgage journey, you will be in great hands. Thanks again Tracy. Rebecca and Stephen

Ruth Pryal

26 July 2024

Tracy is an absolute professional. We could not have gotten our mortgage for our dream home without her. She made everything so straight forward and simple for us from start to finish. We got our mortgage in June and had keys to our house in July. She made sure we got the best possible offer from the bank and was so engaging along the way. We first reached out to Tracy last year to advise us on what we’d need to do in order to apply for mortgage approval. She spent lots of time on the phone with us talking us through what the banks will need to see and when we were ready we reached back out and she sent us all the information she needs to engage with the banks. She was so quick to respond to any questions and we had our mortgage approval within 2 weeks. I honestly believe we would not have gotten our home without all of Tracy’s efforts and we will be forever grateful to her for making it such a positive experience.

Alan Bourke

1 July 2024

Tracy was fantastic to deal with & made the process so easy from start to finish. Responds to emails very quickly and always kept us up to date on developments or any queries that we had. Highly recommend using Picadilly to secure your mortgage.

Oguz Cam

19 April 2024

I worked with Tracy during the last few months while waiting for my house to be built. She was very helpful, always prompt and precise on responding my questions. We had to change the capital 2 weeks prior to the drawdown and the mortgage provider was a bit strict on different documentation, all have been easily mitigated with Tracy’s help and guidance on the matters. Even after drawdown, she has called me the other day saying the interest rates are going down and she talked to the provider to help me out on the matter instead of going for the full term with the high rate as it was only a few days before the rate deduction.

Ramakrishna Eluru

4 April 2024

I have recently switched my mortgage, Tracy is very good and knowledgeable mortgage advisor. Very quick response from her and gave us further steps ahead. So it was very easy on our side to plan ahead. Excellent service and wholeheartedly recommended.

Aoife Ní Fhlannchadha

26 March 2024

My partner and I will be forever grateful to Tracy for helping to get our forever home across the line. She is an incredibly hard working person who must be called out for her efficiency, professionalism and caring nature. She is extremely knowledgeable and really goes above and beyond to help her clients. She made the entire mortgage journey very easy for us and I don’t know would we have got to the end without her guidance along the way. I highly recommend Tracy for anyone who is starting out on their mortgage journey. You’re in safe hands with Tracy and I wish her every success in helping more buyers secure their dream home. Thanks again Tracy! Aoife and Joe

jilin c

23 March 2024

Tracy was excellent to deal with, timely, efficient and helped me secure a mortgage, She patiently answered all the questions that I asked. I am in my home because of her. Thank you so much Tracy.

Jack Conroy

27 February 2024

Tracy went above and beyond for us. From the very start she was so much help to us, right to the very end when we finally got our property. Couldn’t recommend her enough. Best in the business!

Samuel Lazarus

20 December 2023

Tracy has been absolutely brilliant from start to finish of our home buying journey and we would highly recommend her. Tracy helped us get the mortgage amount we were looking for from more than one institution in a quick turn around time. Very professional, would always pick up calls and respond quickly to email queries. Throughout our journey we had the assurance that we were in safe hands and looked after. A big thank you to Tracy and Piccadilly Mortgages for helping us buy our new home.

George Venkov

15 December 2023

I would like to highly recommend the services from the Team at Piccadilly Mortgages. I have personal experience with successful mortgage application and closed purchase. I am impressed from the high professional attitude and support. I had an amazing experience where the whole process was very smooth, transparent and with correctly established expectations from the beginning. The mortgage advisor assisted me with the entire process taken over the burden of communicating with the Lender which could be very exhaustive. Thank you very much Tracy for your support we just received the one of the greatest Christmas presents! Good luck and all the best in your business journey!

Erhan Kıroğlu

15 December 2023

We worked with Tracy and we’re very satisfied with the result. She was very helpful and easy to communicate.

Roy Cohen

3 December 2023

We can't thank Tracy and the Picadilly Mortgages team enough for taking us by the hand into buying our house. The service, professionalism and patience to each and every question we had was nothing less than perfect. We definitely recommend using their services if you are considering buying a house.

Andrew Bear

2 December 2023

Tracy at Piccadilly Mortgages is a great professional and friendly person that has made our mortgage journey a delightful experience with no hiccups and in a timely manner and just in time for Christmas. Thanks again Tracey and we wish you all the best for 2024. Andrew and Ewelina Bear.

CAN BALCILAR

2 December 2023

It was great to work with Tracy. She is always very responsive and detail oriented. They made the mortgage process very smooth for us. Highly recommended

Alan Hannon

2 December 2023

So myself and my partner just recently went through the mortgage process and it’s like a minefield trying to figure out everything.. my partner first went with the idea of one of the big brokers which was certainly a mistake because trying to get a response off anyone from the company in question is anywhere from 2 days to 6 7 days. I got Tracy’s name from Piccadilly mortgages from a fella I work with. he used Tracy and to be honest it was the best decision we ever made. Going through this process for the first time is stressful. You have so many questions and insecurities at the same time. Tracy answered each and everyone of our questions not just promptly but with a reassuring voice. Made us feel so at ease with each stage we reached. Can’t thank her enough. So my advice to anyone reading this is, pick up the phone, ring Tracy, and I promise you’ll be the next person leaving a review like this..

Alan Byrne

2 December 2023

We had a great experience with Piccadilly, Tracy helped us from start to finish. Its reassuring to have the backing ,support and expertise of the team at Piccadilly. Would highly recommend.

Emma

24 November 2023

Tracy is without a doubt the most knowledgeable mortgage advisor I have ever spoken to. Her warm and caring nature made me feel like I was in safe hands. She went out of her way to get me a great deal as I was really struggling due to my age and not having long to pay it off. Excellent service and wholeheartedly recommended.

Reymond Salvador

23 November 2023

Picadilly and Tracy are the best among the mortgage brokers out there. She is very knowledgeable and helpful about everything. Very responsive, easy to deal with, puts in a lot of time to her clients. She doesn’t run out of advice and will put the interests of her clients first above everything else.I highly recommend her for those starting their mortgage process. Best decision we’ve made is choosing her as our broker.

Nicola Pryal

13 November 2023

Highly recommend Piccadilly Mortgages. This is our second time working with Tracy and she really made the entire process stress free. Thanks again Tracy.

Lisa O'Brien

10 November 2023

Piccadilly mortgages have given me invaluable help to navigate the process of getting my mortgage. Tracy provided expert advice and was always so quick to respond to any question or request. She communicated all of the steps so clearly which helped me enormously to stay organized and understand what I needed to do. I highly recommend Piccadilly.

Remy Raitt

10 November 2023

We worked with Tracy and she was absolutely incredible. She gave excellent advice and was patient with a flurry of questions that we, as first time buyers, had. All correspondence was prompt and detailed and Tracy was always on top of the steps we had to take. Tracy went above and beyond and we are so grateful for all her assistance in guidance in securing our perfect first home

Claudia Harding

15 October 2023

I couldn’t recommend Tracy and Piccadilly Mortgages more! We found them fantastic to work with. Our mortgage application was a bit more complicated than lots of our friends but thanks to Tracy we were able to get our approval and are about to get our house keys. From the very first phone call we had with Tracy, she was incredibly knowledgable, professional and helpful. She told us exactly what we needed to do and foresaw any complications in advance and told us what to do to overcome these. Tracy was also always so efficient and quick to respond.

DaveStan 7

25 September 2023

Tracy at Piccadilly Mortgages did an amazing job in remortgaging our property. She was always available and prompt in answering queries and kept me updated right through the process. Highly recommended!!!

Tracey Atkinson

14 September 2023

I applied for our mortgage with broker Tracy last year in 2022. After living in the UK for 10 years previously my husband did not have any credit history here and I also had a small issue with my own credit history in Ireland. Tracy O'Sullivan was able to point me in the right direction and help me with sorting that situation out successfully and really quickly. Always super efficient and consistent and always in contact and offering reassurance that we would get our dream home ..and we certainly did thanks to her. I had tried with various banks before using Tracy and I have to say that without her expertise I truly believe this would not of happened.

Sonya Griffin

8 September 2023

So professional and took the stress out of it for us. Tracy is wonderful.

Leslie Beltran

8 September 2023

It's really great working woth Tracy, very organized and helpful. We are really glad that we have them through our mortgage process, they really eased off the stress.

evelyn corr

7 September 2023

Outstanding service! We dealt with Tracy, she is so professional and knowledgeable. Highly recommend Piccadilly mortgages.

Albert Farrell

7 September 2023

Couldn't recommend Tracy O'Sullivan and Piccadilly Mortgages highly enough. Any queries that you have regarding anything about mortgages, just call Tracy. Thank you so much for all your help.

Gemma Toal

7 September 2023

Tracy has a lovely warm and calming nature and was amazing at guiding me through the entire process. I couldn’t recommend her enough to anyone looking for a mortgage - Thanks for all your help Tracy

aidan gay

7 September 2023

Tracy is without doubt, one of the best mortgage advisors I have dealt with. She takes away all the stress from a mortgage application and found me the best interest rate and mortgage amount - better than my bank was offering. I would highly recommend Tracy and Piccadilly Mortgages to all friends and family.

Michelle Sheridan

7 September 2023

I just want to say a big THANK YOU to you Tracey for your hard work in finalising my mortgage. You made the whole process so easy as I was getting very stressed going through the bank. I was recommended to use you through a friend and it was the best decision as I find the paper work confusing and stressful. I cannot recommend you enough and anyone looking for a genuinely descent mortgage broker who will help you through the whole process you have found the right lady in Tracey O'Sullivan. She will ensure you get the right mortgage at the best deal on your behalf. Michelle

DJ E

7 September 2023

Absolute amazing to deal with specially Tracy! We felt like all doors closed at us when we messaged her on a late Friday afternoon but she replied even after work hours. She's so responsive and realistic, she wont give you false hopes but she will offer doable alternatives which we really appreciated. we will forever be grateful with her assistance. We are still waiting for all the finalization for our future home both completion date and drawdown. We will never be here at this point without her help! Highly recommended.

Phi convey

31 August 2023

From start to finish Tracy guided us through the mortgage and house purchase process. It was great to have an independent person act on our behalf. We understood what to do and when to do it. It was all very clear and transparent. And most importantly we just got the keys to our new home and are thrilled! I would highly recommend Piccadilly for their expertise, knowledge and genuine interest in you receiving the best deal out there for you!

Roberta Saullo

30 August 2023

We had an excellent experience with Piccadilly mortgages. We dealt with Tracy and we cannot thank her enough for her work. She made the all mortgage journey very easy, every question we had was answered promptly and everything was very straightforward. Definetely recommended!!!

Kande Karnan

27 August 2023

The best mortgage service I have ever come across. Especially we should thank Tracy. She works day and night and everything was very fast. I highly recommend piccadilly and Especially Tracy to everyone. Once again we thank you Tracy and piccadilly Gissreena

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Switching Your Mortgage: How Much Can You Actually Save?

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*Free Expert Mortgage Broker Service.

Let us be your Mortgage Advocate.We'll do the legwork, so you don't have to.

Why Choose Our Mortgage Service

Free Mortgage Service*

Mortgage in Just 3 Stages

100% Digital Mortgage Service

Access to All Lenders & Insurers

Over 20 Years of Experience

Arrange Solicitor & Life Insurance

THE PICCADILLY PLEDGE

More About Mortgages

Your Mortgage Journey: From Application to Keys in Hand

First-Time Buyer Schemes: Help to Buy vs First Home Scheme

House Movers: FAQs, Borrowing Power & Lender Options

Switching Your Mortgage: How Much Can You Actually Save?

Our Partners

We are members of

Let us be your Mortgage Advocate.
We'll do the legwork, so you don't have to.