Welcome to the Piccadilly Mortgage Borrow Amount Calculator. Here you will get a good indication of what your borrow amount is likely to be. For further information please contact us.
Use this calculator to work out the approximate mortgage borrow amount.
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Mortgage Borrowing Capacity Calculator
Estimate how much you can borrow based on Bank of Ireland guidelines
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Enter a target price to calculate the minimum required 10% deposit.
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⚠️ Deposit Warning: For a target house price of €0, the minimum 10% deposit required is €0. Your deposit is currently lower by €0.
*Note: Under Bank of Ireland and Central Bank rules, First-Time Buyers can borrow up to 4.0 times gross annual income, and Second/Subsequent Buyers can borrow up to 3.5 times gross annual income. A minimum 10% deposit of the property purchase price is required for both buyer types.
Disclaimer & Exclusion of Liability: This calculator is provided for illustrative and estimation purposes only and does not constitute formal financial, legal, or mortgage advice. Piccadilly Mortgages accepts no liability or responsibility for any errors, omissions, or actions taken in reliance upon the figures generated by this tool. Final mortgage approvals are subject to lender underwriting criteria, credit assessment, and Central Bank regulations. Always consult a qualified mortgage broker before making financial decisions.
